Liability Requirements
What limits will your NEMT business need?
To operate an NEMT service in Virginia, providers must adhere to specific insurance mandates set by the Virginia DMV. You will have to carry certain limits depending on your vehicle’s passenger capacity including the driver.
For 1 to 6 passengers you will need a minimum of $350,000 in liability insurance, 7 to 15 passengers: you will need $1,500,000 and for 16 or more passengers you will need a minimum of $5,000,000 .